Figure out how much you can afford.
What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate.
Shop for a loan.
Look for the best mortgage: shop, compare, negotiate.
Make a wish list.
What features do you want in your new home?
Take a list with you when comparing homes.
Make an offer.
Have your Coldwell Banker Real Estate professional draw up a contract with the terms that are acceptable to you for the purchase of the home. A loan prequalifying letter is beneficial to submit with your offer. If the offer is accepted, you can move on to the next steps.
Get a home inspection.
Find out what repairs need to be made to the home before you can move in.
Shop for homeowners insurance.
Get the best rate you can for a homeowners policy.
Go to the title company, sign papers and move into your home!